Send Money Free

As was advertised on this week’s Filipino Asian Journal newspaper, for your first transaction using the coupon, here’s what to do:
1) Go to xoom.com, or click the logo on the right side of this webpage, and type in the information; contact, recipient, and the amount you want to send
2) Select delivery method; cash pick up, home delivery or direct deposit at their participating banks; be sure to use the coupon code MABILIS965 (this offer expires 10/31/2006)
3) Select a payment method; bank account, credit card or Paypal information
4) Let your recipient know the money is on the way, xoom.com will email the receipt and tracking information.

I have used Xoom for awhile and I haven't encounter any problems so far, and as what promised delivery was always on time.
The other reasons are:
Low fees – up to 80% cheaper than Western Union and MoneyGram’s online services, you can send as low as US$3.50
Convenience – you can transfer money anywhere and anytime they are online
Reliability – offers the customer a 100% satisfaction guarantee, you don't want your hard earned money to go up in ht eair
Flexibility – unlike with traditional money transfer companies, you have different choices of delivery options, they offer direct deposit to a bank account, cash pick up, secure debit cards, or home delivery.
Pick up locations are everywhere, to name a few, Equitable PCI, Cebuana Lhuillier, One Network Bank .

Disadvantage? I noticed that their exchange rate is somewhat lower compare to other Filipino owned door to door services. So before you decide, you may want to used the calculator to compare the fees on delivery against the exchange rate.